Legal Disclaimer

Payment Simulation Service

VibeMoney operates as a payment simulation platform designed exclusively for testing and validation purposes. This service does not process real financial transactions and should not be used for actual payment processing.

No Financial Services

VibeMoney is not a:

• Payment processor or payment service provider
• Financial institution or money transmitter
• Bank or credit card company
• Licensed financial services provider
• Investment advisor or financial consultant

Testing and Validation Only

VibeMoney services are designed to:

• Simulate payment flows for prototype validation
• Test user experience and conversion rates
• Provide analytics on payment behavior patterns
• Enable rapid MVP development and testing

Data Security Disclaimer

While VibeMoney implements industry-standard security measures and works with PCI DSS compliant processors for card data handling:

• Users are responsible for implementing proper security in their applications
• VibeMoney cannot guarantee absolute security of transmitted data
• Users should follow security best practices when integrating our API
• Sensitive information should be handled according to industry standards

Regulatory Compliance

Users of VibeMoney are responsible for:

• Ensuring compliance with applicable laws and regulations in their jurisdiction
• Obtaining necessary licenses before processing real payments
• Implementing appropriate data protection measures
• Following payment industry standards and guidelines

Service Limitations

VibeMoney services have the following limitations:

• No actual monetary transactions are processed
• Service availability may vary and is not guaranteed
• Simulation accuracy may not reflect real-world payment scenarios
• Results should not be considered financial advice or guarantees

No Warranties

VibeMoney services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:

• The service will meet your specific requirements
• The service will be uninterrupted or error-free
• Simulation results will be accurate or reliable
• Any defects in the service will be corrected

Indemnification

Users agree to indemnify and hold harmless VibeMoney from any claims, damages, or expenses arising from:

• Misuse of the simulation service
• Violation of these terms or applicable laws
• Unauthorized access to or use of our services
• Any content or data transmitted through your use of the service

Professional Advice

VibeMoney does not provide legal, financial, or regulatory advice. Users should consult with qualified professionals regarding:

• Compliance requirements for payment processing
• Legal obligations in their jurisdiction
• Financial and business implications of payment strategies
• Data protection and privacy requirements

Contact Information

For questions about this Legal Disclaimer, please contact us at legal@vibemoney.com